Blackcatcard: Leading the way in Digital Banking Innovation

Blackcatcard remains a relatively young fintech brand, having been founded in 2019.

Based in Europe, the service specialises in digital banking solutions and offers both virtual and plastic cards, which can be managed via an online banking service and mobile app.

Services such as account creation, virtual cards and card maintenance come free of charge for individual customers and, unlike a number of competitors, payment cards can be delivered anywhere in the world.

Blackcatcard offers a host of additional integrated services, available to individual and corporate customers alike. These include a fully-fledged crypto wallet* built right into the online banking application, where customers can store three major currencies and make exchange transactions, instantly replenishing the balance of their IBAN account. Various cashback schemes and rewards are also available**. 

Furthermore, there is the option of issuing additional cards with various designs and even nicknames – instead of the traditional cardholder’s name – tied to a single account.

Despite its youthfulness compared to a significant proportion of industry peers, Blackcatcard is already providing a user-friendly service to a diverse range of businesses and residents in the European Economic Area (EEA), and also has users based in countries including the US, China, South Africa and many more.

Anyone across the globe can access the mobile app and a European IBAN account connected to the Single Euro Payments Area (SEPA). Payment cards are currently available to those within the EEA, but plans are in the pipeline to significantly expand the geography of card issuance in the near future. 

Redefining modern banking with Binance Pay

Blackcatcard recently struck up a partnership with the fintech innovator, Binance Pay, allowing millions of users to quickly convert their cryptocurrency into Euros and use their funds on everyday payment needs. 

As it stands, this option is available to Binance users in the vast majority of countries in Europe. 

Taking advantage of this innovative feature couldn’t be easier. Blackcatcard customers just need to login, link their Blackcatcard account to their Binance account, enter the amount to receive and click ‘confirm’. USDTs are withdrawn from Binance wallet, converted and delivered to Blackcatcard IBAN in Euros.

Once the process is complete, they can harness the full potential of this integration, transferring assets from their Binance wallet to Blackcatcard account.

Ultimately, this development opens up a world of possibilities for Binance users, who are eligible to directly top up their Blackcatcard accounts to the value of up to 1,000 USDT each transaction, offering flexibility and convenience.

Not only that, they can subsequently take advantage of the unprecedented financial freedom that comes courtesy of banking with Blackcatcard.

Together, Blackcatcard and Binance Pay are at the forefront of efforts to bridge the gap between the exciting world of crypto and the traditional banking sector. 

As the pair successfully converge, they are set to redefine the boundaries of modern banking.

An extensive selection of rewards

The selection of additional perks offered by Blackcatcard is truly remarkable. 

At the heart of this is a series of cashback and rewards, to which customers are given access after they open an account. Users can pick one of four rewards in the ‘Cashback’ section of their app and start getting bonuses that suit them. 

One such example is a reward of up to 4% per annum, calculated for the account balance and paid off on a monthly basis with no maximum requirements.

What’s more, customers can enjoy 0.5% cashback on all card purchases (not counting ATM withdrawals, card-to-card transfers and crypto operations) and a generous 2% cashback on purchases made with e-commerce giant Amazon. 

That’s without mentioning the staggering 5% cashback on offer for purchases made via the Google Play market. 

Customers can use the Blackcatcard website to calculate the cashback income they are due to receive on their account balance.

What’s also worth emphasising is that, by connecting family members to the Blackcatcard, cashback income can be increased as this depends on the volume of purchases made and average account balance.

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Blackcatcard is issued by Papaya, Ltd. Papaya, Ltd. is licensed by the Malta Financial Services Authority as an Electronic Money Institution (EMI). Registration number C55146. 

*An integrated crypto exchange and custodial crypto wallets are provided by Blackcatcard partner Manerio UAB. You can find more information here.

**Rewards are provided by FINTECH ASSETS OÜ. You can find more details here.