Apr 30, 2021

Top 10 most transparent BNPL fintechs

William Girling
4 min
Top 10 most transparent BNPL fintechs
Buy now, pay later (BNPL) fintechs are transforming how customers manage payments, but do they truly understand what they’re signing up for...

Data is one of the most valuable assets in business today, and every time a customer joins a new service they invariably must read and agree to that company’s terms and conditions (T&Cs).

But how much attention do people actually pay to them? One study found that only 1% of us actually read what we’re signing up for. Therefore, a question arises: is the onus strictly on the user, or should companies try harder to make sure their T&Cs are concise and comprehensible?

Using research carried out by NerdWallet, we explore 10 BNPL and credit-based fintechs arranged by the clarity of their app’s T&Cs.

Note: All images sourced from respective company's website

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