Stablecoin Adoption: Equals Money x Railsr Pairs with BVNK

Equals Money x Railsr has partnered with stablecoin payments provider BVNK to enable customers to accept USDC payments with automatic conversion to US dollars.

The integration addresses growing demand from businesses seeking to accept cryptocurrency payments without the operational complexity of handling digital assets directly.

Instant Conversion Removes Crypto Complexity

The new functionality allows Equals Money x Railsr customers to generate secure payment links through the platform.

Payers scan a QR code using their crypto wallet and send USDC, with funds arriving in USD in the customer's Equals Money balance in as little as 30 seconds.

BVNK's infrastructure routes the funds through a BVNK wallet where conversion occurs almost instantaneously, removing delays and compliance concerns typically associated with digital asset handling.

The service targets businesses with crypto-native customers, including e-commerce firms, accountants and international businesses requiring faster payment options.

Chris Harmse, Co-Founder & Chief Business Officer at BVNK, comments: "Stablecoins are rapidly changing the global payments landscape.

“We're excited to partner with Equals Money to bring stablecoin acceptance to more businesses worldwide. 

“Together, we're enabling faster settlement times, expanding payment options and unlocking access to a global base of customers using digital assets."

James Simcox, Chief Operations and Product Officer at Equals Money x Railsr, says: "Our mission is to make money movement simple, helping businesses get paid from anywhere, in any way their customers choose. 

“An increasing number of businesses want to accept crypto payments without the complexity of handling crypto currency and our partnership with BVNK makes that possible. 

“The integration of stablecoin into our offering is another step in building best-in-class global payment capabilities and giving our customers the flexibility they need to grow."

The combined entity now serves both direct-to-business and banking-as-a-service offerings across UK and European markets, with plans for US and Asia expansion.

Strategic Positioning in Embedded Finance

The partnership reflects Equals Money x Railsr's broader strategy following the merger that combined Equals Money's currency services with Railsr's banking-as-a-service platform to form one of Europe's largest embedded finance platforms.

Philippe Morel, Co-CEO of Equals-Railsr, explains the strategy behind the deal: “We are really a marriage made in heaven because we are very, very complementary. We have different customer bases - Equals is direct, Railsr is B2B2X.”

The expanded footprint positions the entity as one of the few EMIs with meaningful presence across both UK and European markets, offering an extended product range spanning foreign exchange, payments-as-a-service and card services.

BVNK's Expanding Infrastructure

BVNK has positioned itself as a major player in stablecoin payment infrastructure, processing over US$12bn in annual transactions.

The London-based company secured US$50m in Series B funding in December 2024, representing 200% year-on-year growth since its Series A round in 2022.

A month following the merger of Equals Money and Railsr, Visa made a strategic investment in BVNK following the Series B round, signalling growing institutional confidence in stablecoin payment infrastructure.

BVNK has recently partnered with major payment processors including Worldpay and Highnote to expand stablecoin payment capabilities.

Market Momentum for Stablecoins

The partnership arrives as stablecoin adoption accelerates across the financial services sector.

Boston Consulting Group reports the stablecoin market reached nearly US$270bn in August 2025, with B2B payments seeing a thirty-fold increase in just two years.

Stablecoin-based business-to-business payments have grown from less than US$100m in early 2023 to more than US$3bn by 2025.

Major corporations including SpaceX and JPMorgan have begun integrating stablecoins into their operations, whilst Stripe's acquisition of stablecoin platform Bridge for US$1.1bn demonstrated mainstream confidence in the technology.

Future Expansion

Equals Money x Railsr expect to roll out additional stablecoin functionality in the near future as part of its broader global payment capabilities expansion.

The partnership represents a pragmatic approach to digital asset adoption, allowing businesses to benefit from stablecoin payment speed whilst avoiding direct cryptocurrency exposure.

For businesses operating internationally, the solution addresses the persistent friction of cross-border payments without needing wholesale changes to existing financial infrastructure.

Su Carpenter, Executive Director at CryptoUK, the UK's leading trade association for digital and crypto assets, says: "We welcome the news that Equals Money x Railsr are introducing a USDC off-ramp for business customers."

Su continues: “It reflects a clear commitment to flexible payment options and responsible innovation in B2B finance. 

“As CryptoUK members, Equals Money x Railsr and BVNK are helping to advance payments technology in the UK and we look forward to what comes next."