Top 10 Largest Credit Unions in the USA

We take a closer look at ten of the largest credit unions based in the United States, ordered by total assets in USD.

10. Randolph-Brooks Federal Credit Union

Randolph-Brooks Federal Credit Union’s focus is helping members save time, save money and earn money. With more than 60 locations throughout Texas, RBFCU offers its members access to free and low-cost financial services, low-rate loans and convenient mobile applications.

Total assets: $13.95 Billion

Founded: 1952

Headquarters: Live Oak, TX


9. First Technology Federal Credit Union

First Technology Federal Credit Union serves some of the world’s leading technology-oriented companies including HP, Microsoft, Amazon and Nike. The company offers a full range of customized products and services, as well as individual tools for financial wellness and has over 540,000 members.

Total assets: $14.08 Billion

Founded: 1961

Headquarters: Hillsboro, Oregon


8. Alliant Credit Union

Alliant Credit Union is the largest credit union in Illinois offering online, mobile and phone banking services to its 600,000 members. Alliant also provides members with retirement and investment services, ongoing personal finance education, and free personal financial management, budgeting and debt management tools.

Total assets: $14.29 Billion

Founded: 1935

Headquarters: Chicago, IL


7. America First Credit Union

As of January 2020, America First is the 6th largest credit union in the United States in terms of total membership with over 1 million members. It is also a member of the CO-OP Network of ATMs which provides its members free ATM access to the network's almost 30,000 ATMs nationwide.

Total assets: $15.86 Billion

Founded: 1939

Headquarters: Riverdale, UT


6. Golden 1 Credit Union

Golden 1 Credit Union has 73 branches, 232 ATMs, 30,000 CO-OP ATMs nationwide, Online and Mobile Banking Services providing 24/7 account access to its 1.1 million members. It offers a wide range of no-to-low fee financial products and services that offer higher yields on savings and lower rates on loans.

Total assets: $17.54 Billion

Founded: 1933

Headquarters: Sacramento, CA


5. SchoolsFirst Federal Credit Union

SchoolsFirst Federal Credit Union is the largest education-based credit union in the U.S. with an unwavering “member first” commitment. Offering similar products and services to other financial institutions, it closely follows the “people helping people” credit union philosophy. This means actively supporting the communities it serves through events, donations, scholarships, and financial literacy programs.

Total assets: $25.87 Billion

Founded: 1934

Headquarters: Santa Ana, CA


4. PenFed Credit Union

PenFed Credit Union serves over 2 million members worldwide and operates across all 50 states. It offers a wide range of financial services helping with loans, savings and credit cards.

Total assets: $27.65 Billion

Founded: 1935

Headquarters: McLean, VA



BECU was originally founded to serve employees of The Boeing Company, but in 2002 was opened to all Washington State residents and their family members. It has over 1.2 million members and 58 locations. It offers loans, banking services, insurance and more.

Total assets: $28.64 Billion

Founded: 1935

Headquarters: Tukwila, WA


2. State Employees Credit Union

State Employees Credit Union has over 2.1 million members and 265 branches across North Carolina. It operates the no-fee CashPoints automated teller machine network, which is the largest ATM network in North Carolina.

Total assets: $49.94 Billion

Founded: 1937

Headquarters: Raleigh, NC


1. Navy Federal Credit Union

Navy Federal Credit Union is the world's largest credit union with 10.8 million members and has over 32,000 employees. It has 345 branches, serving the men and women of the Armed Forces, Department of Defense, veterans and their families. It offers many products and services including savings accounts, checking accounts, debit cards, IRA accounts, certificates and much more.

Total assets: $147.9 Billion

Founded: 1933

Headquarters: Vienna, VA


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