How Mercuryo & Visa Enable Real-Time Crypto Off-Ramping

A new collaboration between Mercuryo and Visa allows users to convert digital token holdings into fiat currency directly onto a Visa credit or debit card.

The integration utilises Mercuryo’s network of non-custodial wallets and exchanges to facilitate these transactions at low cost.

By leveraging the global reach of Visa, the service aims to reduce the complexities typically associated with cashing out digital assets.

Eligible users can now access their funds in local currencies across 150 million merchant locations worldwide that accept Visa.

The move represents a significant step for Mercuryo in supporting cross-border payments and accelerating the adoption of Web3 technologies.

Seamless integration for non-custodial wallets

The partnership ensures that millions of users can access conversion tools without leaving their preferred digital platforms.

Visa Direct serves as the engine for these movements, assisting with brokerage and digital bank account transfers.

Anastasia Serikova, Head of Visa Direct, Europe says: "By leveraging Visa Direct's capabilities, Mercuryo is not only making converting to fiat faster, simpler and more accessible than ever – it's building bridges between the crypto space and the traditional financial system. 

“This integration empowers users to seamlessly convert digital assets into fiat in near real time, creating a more connected and convenient payment experience."

The growth of global payment infrastructure

The global payments sector is undergoing a rapid transformation as digital tokens become more integrated into the broader economy.

Mercuryo specialises in capital flow within the DeFi ecosystem by combining various payment solutions into a single interface.

The platform works with major industry names such as Ledger, MetaMask and Trust Wallet to power Web3 payment services.

As demand for efficient cross-border solutions grows, infrastructure providers are under pressure to provide near-instant settlement.

This trend is driven by the need for transparency and lower fees in the international remittance and brokerage markets.

Infrastructure platforms like Mercuryo are increasingly becoming the link between legacy banking and decentralised finance.

The ability to move funds between these two worlds is essential for the long-term viability of digital assets.

Petr Kozyakov, Co-Founder and CEO at Mercuryo says: "This partnership with Visa will further enhance Mercuryo's ability to deliver a fast, low-cost user experience, making it easier to convert digital token balances into fiat, which can be spent at 150 million global Visa-accepting merchant locations. 

"Traditionally, moving money across borders or cashing out from digital assets has involved complex, time-consuming processes. 

Through this collaboration such delays are minimised, enabling users to enjoy a much more seamless off-ramping experience."

Visa and the evolving digital payment landscape

The push for faster digital asset movement is reflected across the industry as providers look to replace sluggish legacy rails.

BVNK supports Visa in a pilot scheme to integrate stablecoin settlement into the Visa Direct network.

This initiative allows businesses to send funds in stablecoins to eligible cards in minutes rather than days.

The pilot highlights the growing demand for corporate treasury solutions that combine the speed of blockchain with traditional card networks.

By using the USDC stablecoin, the project aims to reduce the friction inherent in traditional cross-border bank transfers.

Such advancements align with the broader shift towards real-time payments that Mercuryo is also targeting through its own integration.