FinTech LIVE London 2025 Award Winners

From AI-driven financial intelligence to digital payment innovation and responsible data practices, this year’s Global FinTech Awards celebrate the organisations and leaders reshaping the future of financial technology.

Congratulations to all winners, highly commended entries and finalists.

Together, these pioneers – from fintechs advancing ethical AI and secure payments to firms embedding sustainability into operational models – demonstrate how ambition, transparency and collaboration are transforming fintech from aspiration to measurable impact.

AI in FinTech - Feedzai

Feedzai offers an AI-native platform to combat fraud and financial crime, covering the customer lifecycle from account onboarding through transaction monitoring. 

It blends behavioural analytics, risk orchestration and compliance workflows to help banks and payments firms manage evolving threats across channels.

Highly commended: Cognaize
Highly commended: Roadzen 

Brand Campaign – e&money

e& money (Digital Financial Services LLC) is a UAE-based digital payments platform regulated by the Central Bank. It offers mobile wallet services, prepaid card issuance, cross-border remittances and bill payments.

The company frames itself as a unified “super app” for managing everyday finances on the go.

Company of the Year: Monoova

Monoova has been named Company of the Year at the Global FinTech Awards 2025, earning recognition as the only Australian company to win a Global FinTech Award this year.

The Melbourne-based payments infrastructure provider operates a real-time payments platform processing billions in transactions annually for banks, fintechs and enterprises across Australia.

Monoova's technology enables instant account-to-account payments and embedded finance solutions, positioning it as critical infrastructure in Australia's digital payments ecosystem.

The Company of the Year title acknowledges Monoova's leadership in payments innovation, measurable impact across industries, and deep commitment to inclusion, sustainability and social responsibility.

DeFi Award – CryptoSoft Ltd

CryptoSoft Ltd is a Budapest-based developer of blockchain and distributed ledger solutions.

It focuses on Web3, DeFi, smart contracts and cryptographic systems, integrating AI and data science to build scalable, secure platforms.

Its stated aim is to make blockchain more accessible and resilient rather than just exotic.

• Highly Commended: ScienceSoft 
• Highly Commended: RapidCent

Digital Banking - Personetics

Personetics is a software firm positioning itself as the ‘Cognitive Banking Company,’ supplying banks with AI-powered tools to transform transaction data into personalised, actionable insights.

Its platform aims to help institutions engage customers proactively across digital channels rather than waiting for reactive touchpoints.

• Highly Commended: North One, Inc
• Highly Commended: Accedia JSC

Digital Identity – CompoSecure

CompoSecure develops and supplies premium metal payment cards alongside security and authentication solutions for financial institutions and fintechs.

Its Arculus offering integrates digital-asset storage and FIDO2 authentication, bringing physical craftsmanship and cryptographic rigour into a shared infrastructure.

Highly Commended: Persona

FinTech Award – coeo Group GmbH 

coeo Group GmbH specialises in digital receivables management, combining AI tools with human oversight to handle debt collection and payment processes. Its model emphasises fairness and customer experience, deploying its automated “cAI” engine to prioritise and personalise engagement while minimising friction in the collections journey.

• Highly Commended: Trillium Surveyor
• Highly Commended: DriveWealth

FinTech Consultancy –  Imaginera

Imaginera develops underwriting and pricing systems tailored for insurance, reinsurance, ILS and brokerage operations.

Its Orca platform supports end-to-end submission processing, triage and policy/claims workflows. 

The firm emphasises domain expertise, agile delivery and close collaboration to deliver software that aligns with the real challenges of underwriting.

• Highly Commended: Planet 
• Highly Commended: IBA Group – Aviation Consultancy

Financial Services – myPOS

myPOS is a London-based payments firm offering an integrated platform for merchants to accept in-person, online and mobile payments.

Its model combines hardware, e-money accounts and various payment tools, with instant settlement as a core feature.

• Highly Commended: SEB Life and Pension Baltic SE
• Highly Commended: Creditspring

Executive of the Year – Sergei Astafjev, CEO of Wallester AS

Sergei Astafjev, CEO and Co-founder of Wallester AS, has been named Executive of the Year by the Global FinTech Awards for his leadership of the Estonian fintech company as it accelerated its growth across Europe.

The recognition marks a pivotal moment for a business that has transformed the landscape of card issuance and embedded finance since its founding in 2016.

Wallester operates as a regulated financial institution and Visa Principal Member, providing card issuance infrastructure and embedded finance solutions to companies seeking to launch financial products without developing their own infrastructure.

• Highly Commended: Udi Ziv, CEO of Personetics 
• Highly Commended: Mani Rahmana, Founder, RapidCents

 Future Leader – Viren Kataria, Chief Strategy Officer at Imaginera

Viren Kataria is Chief Product Officer at Imaginera, leading the development of its Orca underwriting platform.

He joined the firm after rising through technical and managerial roles, bringing a blend of domain and software expertise. His vision emphasises product configurability, close stakeholder alignment and deep understanding of underwriting workflows. 

• Highly Commended: Mani Rahnama, Founder, RapidCents

Partnership – B4B Payments

B4B Payments is a fintech specialising in card issuing and embedded payments infrastructure.

It offers white-label prepaid cards, BIN sponsorship and API-driven account, payments and FX services. As a regulated electronic money institution, it aims to enable partners to embed full financial functionality.

• Highly Commended: Wallester AS 
• Highly Commended: Planet

Payment Technology – Mesh

Mesh Pay enables businesses to accept cryptocurrency payments from over 300 wallets and exchanges through a single integration.

Customers can pay with crypto from their existing accounts, while merchants receive stablecoins or local currency, eliminating volatility.

The embedded solution features SmartFunding technology that combines multiple funding sources to reduce failed payments.

• Highly Commended: Payapp
• Highly Commended: Planet

 Project of the Year – CryptoSoft Ltd

CryptoSoft Ltd produced its latest initiative, QTLE (Time Lock Encryption), which offers a blockchain-based timed encryption service.

Submissions remain encrypted until a predefined unlocking moment.

It fuses cryptographic engineering with blockchain’s trustless model to support secure, time-locked workflows beyond traditional caching.

• Highly Commended: mBank S.A.
• Highly Commended: RapidCents

Social Impact – MilX

MilX is a financial platform built for YouTube creators, enabling early access to revenue and seamless payout options via fiat, crypto and peer transfers.

It integrates creator monetisation with flexible payments and funds-advancement services. Its positioning blends creator economy tools and financial services, though it operates via licensed partners

• Highly Commended: e& money

 Start-up – Pie Tax  

Pie is a UK-focussed personal tax app designed for freelancers, contractors and individuals with complex income.

It offers live tax projections, bookkeeping tools and in-app HMRC filing.

The company positions itself as an accessible tax companion rather than a conventional accountant replacement. 

• Highly Commended: RapidCents

Sustainable Fintech – Paysafe

Paysafe has been awarded the Sustainable FinTech Award at the Global FinTech Awards 2025, held on 7 October at 155 Bishopsgate in London as part of FinTech LIVE London 2025. 

The global payments platform earned recognition for demonstrating measurable environmental and social impact while embedding sustainability across its operations, workforce culture, and product offerings.

Paysafe operates a global payments platform combining card processing, digital wallets and online cash solutions, positioning itself as a bridge between consumers and merchants while enabling seamless, multi-channel payments across more than 200 countries.

• Highly Commended: CoinsPaid
• Highly Commended: IEX Group, Inc

A Year of Innovation and Impact

A Year of Innovation and Impact

The 2025 Global FinTech Awards reflect a sector moving beyond hype towards operational maturity. Winners span fraud detection, blockchain infrastructure, embedded payments and tax management  – demonstrating that success now hinges on solving specific problems rather than chasing trends. 

From AI-powered underwriting platforms to real-time payment rails and creator monetisation tools, these companies are building infrastructure that actually works across regulated markets. 

The emphasis on compliance, data security and measurable outcomes suggests an industry that has learned to balance innovation with reliability, delivering tools that institutions and end-users can depend on rather than simply admire.