DXC Launches CoreIgnite to Boost Bank Fintech Growth

DXC Technology has introduced CoreIgnite, a cloud-native platform designed to help banks unlock new revenue streams while continuing to operate on their existing core systems.

The move responds to increasing pressure on financial institutions to integrate more effectively with fintech ecosystems, as trends such as embedded finance, digital assets and real-time payments continue to reshape the industry.

Rather than replacing legacy systems, CoreIgnite is built to operate across both DXC’s Hogan platform and non-Hogan environments. This approach enables banks to modernise progressively while preserving prior technology investments.

At the centre of the platform is a unified orchestration layer, allowing institutions to connect with payment networks, digital asset platforms and embedded finance solutions.

Through pre-configured integrations and real-time orchestration capabilities, banks can also tap into a partner ecosystem that includes Ripple, Splitit, Aptys Solutions and ArcOne.

Overcoming integration hurdles

Financial institutions still encounter significant operational and cost-related challenges when updating their technology stacks, particularly due to fragmented integrations and complex legacy architectures.

CoreIgnite is designed to overcome these issues by providing a single access point that simplifies how banks deploy and scale fintech capabilities.

Its composable architecture allows organisations to introduce new services without requiring large-scale system transformations.

Supported use cases include embedded finance, Buy Now, Pay Later services, digital assets and payment orchestration across networks such as ACH, RTP, FedNow, wire and card systems.

By bringing these capabilities together within a unified framework, DXC aims to lower integration costs and speed up the launch of new products.

Unlocking new revenue streams

The strategic value of CoreIgnite lies in its potential to help banks activate additional revenue opportunities more rapidly.

With competition intensifying, financial institutions are under increasing pressure to deliver differentiated services and enhance customer engagement without incurring major transformation expenses.

Sandeep Bhanote, Global Head and General Manager of GrowthX, DXC Technology says: “CoreIgnite provides fintech infrastructure for financial institutions looking to innovate faster, scale more flexibly and compete more effectively in the digital banking economy.

“With our secure, composable, API‑first platform, banks can connect new capabilities, orchestrate financial workflows and activate digital financial services without disrupting the core systems they rely on every day.

“By decoupling innovation from the core, institutions can reduce integration complexity, move faster and unlock new revenue opportunities at scale.”

CoreIgnite also focuses on improving operational efficiency by simplifying how banks onboard and manage fintech partners.

From eligibility verification to payment processing and partner management, the platform enables institutions to add, remove or adjust capabilities as requirements change.

This adaptability is expected to support cost efficiency by reducing reliance on custom integrations while improving scalability as demand increases.

Managing these changes within a single platform provides greater visibility over both operational and capital expenditure linked to digital transformation programmes.

Building on existing infrastructure

The launch builds on DXC’s established footprint in core banking through its Hogan platform, which supports over 300 million deposit accounts and more than US$5tn in deposits worldwide.

By extending these capabilities into a broader orchestration layer, DXC positions CoreIgnite as a bridge between traditional banking systems and emerging digital ecosystems.

CoreIgnite forms part of DXC GrowthX, the company’s strategic business unit focused on developing industry-specific platforms and software solutions.

This unit is designed to help organisations respond to structural shifts across industries, particularly where digital transformation creates new revenue opportunities.

For banks, the platform signals a move towards modular, interoperable architectures that can evolve with market demands without requiring full replacement of core systems.