Currency.com Pairs With OpenPayd for EU Faster Payments

OpenPayd has been selected by Currency.com to power seamless multi-currency transactions in and around European markets. 

In addition to providing access to 30 additional currencies, the partnership also facilitates access to new payment rails including SEPA, SEPA Instant and Faster Payments.

The integration will enable Currency.com's clients to execute instant deposits and withdrawals whilst facilitating automated settlement with liquidity providers within OpenPayd's ecosystem.

Global benefits 

The partnership forms part of a broader expansion strategy, with additional currency corridors planned for deployment in the coming months as Currency.com extends its reach across its global client base spanning more than 100 countries.

The collaboration addresses a fundamental challenge in digital finance: the need for payment infrastructure that bridges traditional and digital asset capabilities. 

By leveraging OpenPayd's regulated financial infrastructure through a single API integration, Currency.com aims to streamline multi-currency operations without developing proprietary systems, a strategic decision that reflects the growing trend towards banking-as-a-service solutions in the fintech sector.

Konstantin Anissimov, Global CEO of Currency.com, says: "I am very proud to form this partnership with OpenPayd. 

“I am confident that the immediate capabilities of OpenPayd will unlock new strategic functionalities for the customers of Currency.com.

“Meanwhile, the continued technological advancements of Currency.com and OpenPayd will go hand in hand to ensure best-in-class services are offered to our user bases."

Strategy for continued expansion

OpenPayd's infrastructure supports the processing of over €130bn (US$149.6bn) annually and maintains banking relationships across multiple jurisdictions. 

The firm holds regulatory licences in the UK, Europe and North America, positioning it to serve clients ranging from marketplaces and gig economy platforms to crypto exchanges and digital banks. 

Its recent partnership with Circle to integrate stablecoin capabilities, providing clients with access to USDC across multiple blockchain networks, demonstrates its rails-agnostic approach to combining traditional banking services with digital asset functionality.

SEPA in expanding markets 

The partnership currently stands to improve Currency.com's operational efficiency in the EU market. 

It will also target other regions outside the EU. 

The addition of SEPA Instant capabilities enables real-time settlement, addressing latency issues that have historically complicated cross-border transactions in digital asset trading. 

Faster settlement speeds directly impact liquidity management and working capital requirements, critical factors for platforms operating across both fiat and digital asset markets.

The integration also reflects broader infrastructure consolidation trends within the digital finance sector, where payment infrastructure providers increasingly enable interoperability between traditional and digital asset systems.

OpenPayd's model provides access to domestic and international payment networks through a single integration point, reducing technical complexity and regulatory burden for clients operating across multiple jurisdictions.

Lux Thiagarajah, Chief Commercial Officer at OpenPayd, notes: "Currency.com is building the next generation of digital finance – creating an offering that is global, intelligent and adaptable.

“By integrating OpenPayd's universal financial infrastructure, they can move and manage money seamlessly across borders, with instant settlement, deep liquidity and complete regulatory confidence.

“We're proud to support their mission of making digital finance accessible and efficient."

Wider implications for digital asset regulations

The expansion of Currency.com's payment rail access comes at a time when regulatory clarity around digital assets remains fragmented across jurisdictions.

OpenPayd's existing regulatory framework across the UK, Europe and North America provides Currency.com with compliant infrastructure as it scales operations, potentially mitigating regulatory risk whilst accelerating market entry timelines.

For Currency.com, the collaboration represents an opportunity to enhance service offerings across both fiat and digital assets without the capital expenditure and development timeline associated with building proprietary infrastructure.

The improved settlement speeds and expanded currency access are expected to enhance the platform's competitiveness in serving its global user base, particularly as institutional participation in digital asset markets continues to mature.